- Jan Arogya Bima Policy is primarily meant for the larger segment of the population who cannot afford the high cost of medical treatment.
- The limit of cover per person is Rs. 5,000 per annum.
- The premium for an adult individual is Rs. 70 per annum up to 45 years of age.
- Persons beyond 45 years and up to 70 years are also covered with slightly higher premium.
- Two dependent children below the age of 25 are also covered for the same compensation amount of Rs. 5,000 per annum per child but at a concessional premium of Rs. 50 per person.
- The cover provides for reimbursement of medical expenses.