3321: Why is the offering of "teaser loans" by commercial banks a cause Of economic concern ?

1. The teaser loans are considered to be an aspect of sub-prime lending and banks may be exposed to the risk of defaulters in future.

2. In India, the teaser loans are mostly given to inexperienced entrepreneurs to set up manufacturing or export units.

Which of the statements given above is/ are correct?

(a) 1 only
(b) 2 only
(c) Both 1 and 2
(d) Neither 1 nor 2
3322: Given :

Humidity : H

High : A

Wind Velocity : W

Low : B

Temperature : T

The desert cooler is an appropriate cooling device for regions where

(a) HAWATB

(b) HBWBTA

(c) HAWBTB

(d) HAWATA
3323: Match List I with List II and select the correct answer using the codes given below the Lists :

List I List II

(Local Wind) (Region)

I. Fohn (A) Argentina
II. Samun (B) Kurdistan
III. Santa Ana (C) California
IV. Zonda (D) Alps

Codes:

(a) I-B, II-D, III-A, IV-C
(b) I-D, II-B, III-C, IV-A
(c) I-B, II-D, III-C, IV-A
(d) I-D, II-B, III-A, IV-C
3324: It has been observed that after-effects of low temperature treatment are helpful in promoting the flowering in certain plants. Through this the vegetative period of plant becomes short and early flowering takes place. This phenomenon is known as

(a) Photoperiodism

(b) Floreignation

(c) Vernalisation

(d) Heliotropism
3325: Consider the following statements:

1. The minimum age prescribed for any person to be a member of Panchayat is 25 years.
2. A Panchayat reconstituted after premature dissolution continues only for the remainder period.

Which of the statements given above is/are correct?

(a) 1 only
(b) 2 only
(c) Both 1 and 2
(d) Neither 1 nor 2