2986: Why is the offering of "teaser loans" by commercial banks a cause Of economic concern ?

1. The teaser loans are considered to be an aspect of sub-prime lending and banks may be exposed to the risk of defaulters in future.

2. In India, the teaser loans are mostly given to inexperienced entrepreneurs to set up manufacturing or export units.

Which of the statements given above is/ are correct?

(a) 1 only
(b) 2 only
(c) Both 1 and 2
(d) Neither 1 nor 2
2987: Who among the following ladies wrote a historical account during the Mughal period ?

(a) Gulbadan Begum

(b) Nurjahan Begum

(c) Jahanara Begum

(d) Zebunnissa Begum
2988: A consumer is said to be in equilibrium, if

(a) he is able to fulfil his need with a given level of income
(b) he is able to live in full comforts with a given level of income
(c) he can fulfil his needs without consumption of certain items
(d) he is able to locate new sources of income
2989: Consider the following statements :

1. Biodiversity hotspots are located only in tropical regions.

2. India has four biodiversity hotspots i.e., Eastern Himalayas, Western Himalayas, Western Ghats and Andaman and Nicobar Islands.

Which of the statements given above is/are correct ?

(a) 1 only
(b) 2 only
(c) Both 1 and 2
(d) Neither 1 nor 2
2990: Elements having atomic number higher than 92 in the periodic table are known as

(a) Transitional elements

(b) Rare earth elements

(c) Transuranic elements

(d) Alkaline earth metals