431: Why is the offering of "teaser loans" by commercial banks a cause Of economic concern ?
1. The teaser loans are considered to be an aspect of sub-prime lending and banks may be exposed to the risk of defaulters in future.
2. In India, the teaser loans are mostly given to inexperienced entrepreneurs to set up manufacturing or export units.
Which of the statements given above is/ are correct?
(a) 1 only
(b) 2 only
(c) Both 1 and 2
(d) Neither 1 nor 2
432: With reference to the International Union for Conservation of Nature and Natural Resources (IUCN) and the Convention on International Trade in Endangered Species of Wild Fauna and Flora (CITES), which of the following statements is/are correct?
1. IUCN is an organ of the United Nations and CITES is an international agreement between governments.
2. IUCN runs thousands of field projects around the world to better manage natural environments.
3. CITES is legally binding on the States that have joined it, but this Convention does not take the place of national laws.
Select the correct answer using the code given below.
(a) 1 only
(b) 2 and 3 only
(c) 1 and 3 only
(d) 1, 2 and 3
433: The Montague-Chelmsford Report formed the basis of:
(a) The Indian Councils Act, 1909
(b) The Government of India Act, 1919
(c) The Government of India Act, 1935
(d) The Indian Independence Act, 1947
434: With reference to Indian history, which of the following is/are the essential elementy elements of the feudal system?
1. A very strong centralized political authority and a very weak provincial or local political authority
2. Emergence of administrative structure based on control and possession of land
3. Creation of lord-vassal relationship between the feudal lord and his overlord
Select the correct answer using the code given below.
(a) 1 and 2 only
(b) 2 and 3 only
(c) 3 only
(d) 1, 2 and 3
435: Which one of the following is the correct sequence of a food chain?
(a) Diatoms-Crustaceans-Herrings.
(b) Crustaceans-Diatoms-Herrings.
(c) Diatoms-Herrings-Crustaceans.
(d) Crustaceans-Herrings-Diatoms.